Compare credit cards by rewards and rates

Put up to 4 of the 141 US cards we have checked side by side: rewards, rates and fees in the same order, each from the issuer’s own published terms. It opens on the 3 cards worth most on our example spending. To rank every card by your own spending, use the calculator on our best credit cards page.

Editor: Matt Woodley
Approved for publication Oct 4, 2026
Content updated Oct 27, 2026
Source checks: Oct 4, 2026–Oct 22, 2026
141 cards researched
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Add or remove cards, up to 4 at a time; the address updates so you can share the comparison. “Not published” means the issuer’s page we checked doesn’t state it; we never estimate. These are the cards in our records, not the whole market. How we compare cards

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Citizens Summit® World Mastercard®
Blue Cash Preferred® Card from American Express
Citi Double Cash® Card

Key terms from each issuer’s own pages for the United States cards you chose
	Citizens Summit® World Mastercard®	Blue Cash Preferred® Card from American Express	Citi Double Cash® Card
Issuer	Citizens (Citizens Bank, N.A.)	American Express	Citi
Market	United States	United States	United States
Card network	Mastercard	American Express	Mastercard
Annual fee	$0	$0 the first year, then $95	$0
Intro offer and its length	0% intro APR on balance transfers for 12 months, then 17.49%–27.49% variable APR (The first 12 billing cycles from account opening)	Not published	0% intro APR on balance transfers for 18 months, then 18.49%–28.74% variable APR (Balance transfers completed within 4 months of account opening)
Rewards rate	3% on dining, groceries; 1.5% on everything else	6% (up to $6,000 a year) on groceries; 6% on streaming; 3% on transit, gas; 1% on everything else	2% on everything
Standard rate (APR)	17.49%–27.49% variable APR	Not published	18.49%–28.74% variable APR
Balance transfer fee	5% (minimum $10)	Not published	3% (minimum $5) for transfers in the first 120 days, then 5% (minimum $5)
Foreign transaction fee	3%	2.7%	3%
Cash advance fee and APR	5% (minimum $10); 28.49% APR	Not published	5% (minimum $10); 29.99% APR
Eligibility	Not published	Not published	Not published
Who it suits	People who spend heavily at restaurants and grocery stores and want no annual fee, with 1.5% on everything else.	Households that spend heavily at U.S. supermarkets and will earn back the $95 annual fee from the second year.	People who want one flat 2% rate on everything with no annual fee, and possibly a balance to move at 0% for 18 months.
Source document	Rates and Fees Table (Schumer box)	Product page	Product page, including its Pricing Details
Checked against the issuer’s terms on	Oct 6, 2026	Oct 4, 2026	Oct 5, 2026

Card images are each issuer’s own, taken from its product page.

Our comparison shows individual card terms. For the market benchmark, see the average US credit card interest rate, then use the report’s repayment calculator to see what a carried balance would cost.

Which cards can’t be ranked by value, and why?

61 of the 141 US cards in our records aren’t in the value ranking on our best credit cards page, because our record lacks a figure the calculation needs. We never count a missing figure as zero. Their published terms are still in the side-by-side table on this page. The reason for each card, from the issuer pages we saved:

Rewards published, but no cash value we can use (39)

Wells Fargo Autograph Journey℠ Card: Wells Fargo pays this card’s rewards as points, and the pages we saved for it state their value only toward travel (“$600 toward your next trip”), not as cash or a statement credit, so we can’t value them. Wells Fargo’s earn rates: 5X on hotels, 4X on airlines, 3X on restaurants and other travel, 1X on everything else.
Citi Strata® Card: Citi pays these rewards as ThankYou points, and none of the pages we saved states a cash value for them, so we can’t value them. Citi’s earn rates: 3X at supermarkets, on gas and EV charging and select transit, and in one Self-Select category; 2X at restaurants; 5X on hotels, car rentals and attractions booked through Citi Travel; 1X on everything else.
Citi Strata Premier® Card: Citi pays these rewards as ThankYou points, and none of the pages we saved states a cash value for them, so we can’t value them. Citi’s earn rates: 3X on air travel and other hotel purchases, at restaurants, at supermarkets and on gas and EV charging; 10X on hotels, car rentals and attractions booked through Citi Travel; 1X on everything else.
Citi Strata Elite® Card: Citi pays these rewards as ThankYou points, and none of the pages we saved states a cash value for them, so we can’t value them. Citi’s earn rates: 3X at restaurants (6X on Friday and Saturday nights, 6 pm to 6 am ET); 12X on hotels, car rentals and attractions and 6X on air travel booked through Citi Travel; 1.5X on everything else.
U.S. Bank Shield® Visa® Card: The only rewards described are 4% cash back on prepaid air, hotel and car reservations booked through U.S. Bank’s Travel Center, which the calculator doesn’t count. The pages we saved describe no rewards on other purchases.
U.S. Bank Altitude® Connect Visa Signature® Card; U.S. Bank Altitude® Go Visa Signature® Card; U.S. Bank Altitude® Go Secured Visa® Card: U.S. Bank states no cash value per point on the pages we saved (only that the maximum point value applies to deposits into a U.S. Bank account), so we can’t value these points.
JetBlue Card: Earns 3X TrueBlue points on JetBlue purchases, 2X at restaurants and grocery stores and 1X elsewhere. Barclays states no cash value for TrueBlue points: its Reward Rules say they have no cash value until they reach the partner’s program, and the partner sets their value. We don’t estimate it.
JetBlue Plus Card: Earns 6X TrueBlue points on JetBlue purchases, 2X at restaurants and grocery stores and 1X elsewhere. Barclays states no cash value for TrueBlue points: its Reward Rules say they have no cash value until they reach the partner’s program, and the partner sets their value. We don’t estimate it.
Wyndham Rewards Earner® Card: Earns 5 Wyndham Rewards points per $1 at Hotels by Wyndham, 3 on dining, grocery stores and gas, and 1 elsewhere. Barclays states no cash value for Wyndham Rewards points: its Reward Rules say they have no cash value until they reach the partner’s program, and the partner sets their value. We don’t estimate it.
Wyndham Rewards Earner® Plus Card: Earns 6 Wyndham Rewards points per $1 at Hotels by Wyndham, 4 on dining, grocery stores and travel (including gas), and 1 elsewhere. Barclays states no cash value for Wyndham Rewards points: its Reward Rules say they have no cash value until they reach the partner’s program, and the partner sets their value. We don’t estimate it.
GM Rewards™ Mastercard®: Earns 7 GM Rewards points per $1 on eligible GM purchases and 3 on everything else. Barclays states no cash value for GM Rewards points: its Reward Rules say they have no cash value until they reach the partner’s program, and the partner sets their value. We don’t estimate it.
Frontier Airlines World Mastercard®: Earns 5 Frontier Miles per $1 on Frontier purchases, 3 at restaurants and 1 elsewhere. Barclays states no cash value for Frontier Miles: its Reward Rules say they have no cash value until they reach the partner’s program, and the partner sets their value. We don’t estimate it.
United℠ Explorer Card: United pays MileagePlus miles, and none of the pages we saved states a cash value for them, so we can’t value them. Chase’s earn rates: 3X on United purchases (9X total on eligible United flights with MileagePlus miles), 2X on dining and on hotel stays booked with the hotel, 1X on everything else.
Southwest Rapid Rewards® Plus Credit Card: Southwest pays Rapid Rewards points, and none of the pages we saved states a cash value for them, so we can’t value them. Chase’s earn rates: 2X on Southwest purchases, 2X at gas stations and grocery stores on the first $5,000 of combined purchases each anniversary year, 1X on everything else.
Marriott Bonvoy Boundless® Credit Card: Marriott pays Marriott Bonvoy points, and none of the pages we saved states a cash value for them, so we can’t value them. Chase’s earn rates: 6X at hotels participating in Marriott Bonvoy, 3X at grocery stores, gas stations and on dining on the first $6,000 of combined purchases a year, 2X on everything else.
IHG One Rewards Premier Credit Card: IHG pays IHG One Rewards points, and none of the pages we saved states a cash value for them, so we can’t value them. Chase’s earn rates: 10X at IHG hotels; 5X at grocery stores, gas stations and on dining; 5X on travel through December 31, 2026, then 5X only on airline tickets bought from the airline and car rentals, with other travel at 3X; 3X on everything else.
American Express® Gold Card: American Express pays Membership Rewards points, and none of the pages we saved states a cash or statement-credit value for them that we can quote, so we can’t value them. Its earn rates: 4X at restaurants worldwide on up to $50,000 a year and 4X at U.S. supermarkets on up to $25,000 a year (then 1X), 5X on prepaid hotels through American Express Travel, 3X on flights booked with airlines or American Express Travel, 2X on prepaid car rentals and cruises through American Express Travel, 1X on everything else.
The Platinum Card® from American Express: American Express pays Membership Rewards points, and none of the pages we saved states a cash or statement-credit value for them that we can quote, so we can’t value them. Its earn rates: 5X on flights booked with airlines or American Express Travel (on up to $500,000 a year), 5X on prepaid hotels booked on AmexTravel.com, 1X on everything else.
Delta SkyMiles® Gold American Express Card: Delta pays SkyMiles, and none of the pages we saved states a cash value for them, so we can’t value them. American Express’s earn rates: 2X on purchases made directly with Delta, at U.S. restaurants (including takeout and delivery) and at U.S. supermarkets; 1X on everything else.
Delta SkyMiles® Blue American Express Card: Delta pays SkyMiles, and none of the pages we saved states a cash value for them, so we can’t value them. American Express’s earn rates: 2X on purchases made directly with Delta and at U.S. restaurants (including takeout and delivery); 1X on everything else.
Hilton Honors American Express Card: Hilton pays Hilton Honors points, and none of the pages we saved states a cash value for them, so we can’t value them. American Express’s earn rates: 7X with hotels and resorts in the Hilton portfolio; 5X at U.S. restaurants, U.S. supermarkets and U.S. gas stations; 3X on everything else.
Hilton Honors American Express Surpass® Card: Hilton pays Hilton Honors points, and none of the pages we saved states a cash value for them, so we can’t value them. American Express’s earn rates: 12X with hotels and resorts in the Hilton portfolio; 6X at U.S. restaurants, U.S. supermarkets and U.S. gas stations; 4X on U.S. online retail purchases; 3X on everything else.
Marriott Bonvoy Bevy® American Express® Card: Marriott pays Marriott Bonvoy points, and none of the pages we saved states a cash value for them, so we can’t value them. American Express’s earn rates: 6X at hotels participating in Marriott Bonvoy; 4X at restaurants worldwide and U.S. supermarkets on up to $15,000 of combined purchases a year (then 2X); 2X on everything else.
Capital One Venture Rewards Credit Card: Capital One pays these rewards as miles. Its terms say cash redemption rates “vary and can change”, so no cash value is stated and we can’t value them. Capital One’s earn rates: 2 miles per $1 on purchases; 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel and on Capital One Entertainment purchases.
Capital One VentureOne Rewards Credit Card: Capital One pays these rewards as miles. Its terms say cash redemption rates “vary and can change”, so no cash value is stated and we can’t value them. Capital One’s earn rates: 1.25 miles per $1 on purchases; 5 miles per $1 on hotels, vacation rentals and rental cars booked through Capital One Travel.
Capital One Venture X Rewards Credit Card: Capital One pays these rewards as miles. Its terms say cash redemption rates “vary and can change”, so no cash value is stated and we can’t value them. Capital One’s earn rates: 2 miles per $1 on purchases; 10 miles per $1 on hotels and rental cars and 5 miles per $1 on flights and vacation rentals booked through Capital One Travel.
BankAmericard® Credit Card; Wells Fargo Reflect® Card: The pages we saved describe no rewards program for this card; they don’t say in so many words that it earns none.
PenFed Platinum Rewards Visa Signature® Card: PenFed’s terms say these points do not have a cash value, so we can’t value them. PenFed’s earn rates: 5 points per $1 on gas paid at the pump and EV charging; 3 points per $1 at supermarkets, restaurants and cable, satellite and pay TV and radio services; 1 point per $1 on everything else.
PenFed Pathfinder Rewards® Visa Signature® Card: PenFed’s terms say these points do not have a cash value, so we can’t value them. PenFed’s earn rates: 3 points per $1 on travel and 2 per $1 on dining (one more point per $1 on each for Honors Advantage members), and 1.5 points per $1 on everything else.
Bilt Blue Card: Bilt states no cash value for Bilt Points: it says their statement-credit value is subject to change at its discretion, so we can’t value them. Bilt’s earn rate on the Blue Card: 1 point per $1 on everyday purchases, plus points on rent and mortgage (see the caveats).
Bilt Obsidian Card: Bilt states no cash value for Bilt Points: it says their statement-credit value is subject to change at its discretion, so we can’t value them. Bilt’s earn rates on the Obsidian Card: 3 points per $1 on your choice of dining or grocery (grocery up to $25,000 a year, then 1 point), 2 points per $1 on airlines, hotels, cruises and car rental bought directly, 1 point per $1 on everything else.
Bilt Palladium Card: Bilt states no cash value for Bilt Points: it says their statement-credit value is subject to change at its discretion, so we can’t value them. Bilt’s earn rate on the Palladium Card: 2 points per $1 on all purchases other than housing payments.
Verizon Visa® Card: Rewards are paid in Verizon Dollars, to use toward Verizon bills and purchases. Verizon states no cash value for them, so we can’t count them as cash back. Verizon’s earn rates: 4% on grocery stores, gas and EV charging, restaurants and Verizon purchases (not bill payments); 1% on Verizon bill payments and everything else.
opensky® Launch Secured Visa® Credit Card; opensky® Secured Visa® Credit Card; opensky® Plus Secured Visa® Credit Card: opensky’s “up to 10% cash back” comes only from merchant offers you activate in the opensky Rewards platform; there is no rate on everyday purchases to value.

No rewards described on the pages we checked (19)

Capital One Platinum Secured Credit Card: The page we saved describes no rewards. We have not confirmed that the card earns none, so we can’t value it.
Capital One Platinum Credit Card: The page we checked describes no rewards. We have not confirmed that the card earns none, so we can’t value it.
U.S. Bank Secured Visa® Card; Slate Edge® Credit Card; PNC Spend Wise® Visa® Credit Card; PNC Secured Visa® Credit Card; TD FlexPay Credit Card; Navy Federal Platinum Credit Card; PenFed Gold Visa® Card; Truist Future Credit Card; Citizens Spring® World Mastercard®; Citizens Amp® Mastercard®: The pages we saved describe no rewards for this card. We have not confirmed that it earns none, so we can’t value it.
Fifth Third Truly Simple® Credit Card; Fifth Third Secured Credit Card; KeyBank Latitude® Credit Card; Key Secured Credit Card®: The page we saved describes no rewards for this card. We have not confirmed that it earns none, so we can’t value it.
Regions Life Visa® Credit Card; Regions Explore Visa® Credit Card: The page we saved describes only Regions Offers (merchant cash back you activate), not a rewards rate. We have not confirmed that it earns none, so we can’t value it.
Alliant Visa® Platinum Credit Card: The Visa Platinum page describes no rewards. We have not confirmed that the card earns none, so we can’t value it.

Annual fee varies by applicant or isn’t published (3)

Mission Lane Green Line Visa®: The Green Line page doesn’t state an annual fee (unlike the Gold and Silver Line pages, it doesn’t say “No annual fee”), and Mission Lane’s Rates and Fees Table gives it only as a range: “$0 to $59”. We don’t record the low end of a range as the fee. the pages we checked describe no rewards. The Green Line page describes no rewards. We have not confirmed that the card earns none, so we can’t value it.
Mission Lane Secured Visa®: Mission Lane’s documents disagree: the product page says “No annual fee”, but the Secured Visa’s own Rates and Fees Table gives the annual fee as “$0 to $59.” We record neither until the editor confirms which applies. the pages we checked describe no rewards. The Secured Visa page describes no rewards. We have not confirmed that the card earns none, so we can’t value it.
Avant Credit Card (AvantCard): Avant gives the annual fee only as ranges that depend on the offer: $0 to $75 for its “All Other Cards” terms (and for applications made on its website), or, for intro annual fee cards, $0 to $125 in the first year and then $39 to $99 billed annually or $99.96 to $125.04 a year billed monthly ($8.33 to $10.42 a month). We don’t record the low end of a range as the fee. its rewards can’t be put in dollars. The rewards depend on the offer: Avant’s rewards terms list programs from 1% or 2% cash back to 1x, 2x or 3x points, and the pages we saved don’t say which an applicant gets or state a cash value for points, so we can’t value them.

Citi Double Cash vs. Wells Fargo Active Cash

Compare ongoing rewards after the annual fee, then check how rewards are earned and the intro terms. A tie in ongoing value does not mean the cards have identical terms. These are illustrative US spending profiles; all results use the same calculation as the tool above.

Does either card earn more on ordinary purchases?

The cards tie on ongoing rewards after fees for all of the profiles below. Welcome offers, first-year fee discounts, interest, foreign transaction fees, statement credits, portal rewards and other perks are excluded from these ongoing values.

Citi Double Cash vs. Wells Fargo Active Cash: ongoing annual value after fees under identical spending
Illustrative profile	Citi Double Cash® Card	Wells Fargo Active Cash® Card	Higher ongoing value
everyday household spending ($1,400/month) Spending assumptions groceries: $350/month dining: $150/month gas: $120/month streaming: $20/month online: $100/month drugstores: $30/month other: $630/month	$336	$336	Tie
grocery-heavy household spending ($1,730/month) Spending assumptions groceries: $800/month dining: $150/month gas: $150/month streaming: $30/month online: $100/month other: $500/month	$415.20	$415.20	Tie
commuting household spending ($1,470/month) Spending assumptions gas: $400/month groceries: $400/month dining: $150/month streaming: $20/month other: $500/month	$352.80	$352.80	Tie

Compare the full card facts, eligibility and sources

Citi Double Cash vs. Wells Fargo Active Cash: the same attributes in the same order
Attribute	Citi Double Cash® Card	Wells Fargo Active Cash® Card
Issuer	Citi	Wells Fargo (Wells Fargo Bank, N.A.)
Market	United States	United States
Card network	Mastercard Product page, including its Pricing Details (checked 2026-10-05).	Visa Important Credit Terms (pricing table) (checked 2026-10-04).
Annual fee	$0 Product page, including its Pricing Details (checked 2026-10-05).	$0 Important Credit Terms (pricing table) (checked 2026-10-04).
Intro offer and its length	0% intro APR on balance transfers for 18 months, then 18.49%–28.74% variable APR (Balance transfers completed within 4 months of account opening) Product page, including its Pricing Details (checked 2026-10-05).	0% intro APR on purchases and balance transfers for 12 months, then 18.74%–28.74% variable APR (balance transfers must be requested within 120 days of account opening) Important Credit Terms (pricing table) (checked 2026-10-04).
Rewards rate	2% on everything Product page, including its Pricing Details (checked 2026-10-05).	2% on everything Product page (checked 2026-10-04).
Standard rate (APR)	18.49%–28.74% variable APR Product page, including its Pricing Details (checked 2026-10-05).	18.74%–28.74% variable APR Important Credit Terms (pricing table) (checked 2026-10-04).
Balance transfer fee	3% (minimum $5) for transfers in the first 120 days, then 5% (minimum $5) Product page, including its Pricing Details (checked 2026-10-05).	3% (minimum $5) for transfers in the first 120 days, then up to 5% (minimum $5) Important Credit Terms (pricing table) (checked 2026-10-04).
Foreign transaction fee	3% Product page, including its Pricing Details (checked 2026-10-05).	3% Important Credit Terms (pricing table) (checked 2026-10-04).
Cash advance fee and APR	5% (minimum $10); 29.99% APR Product page, including its Pricing Details (checked 2026-10-05).	5% (minimum $10); 29.74% APR Important Credit Terms (pricing table) (checked 2026-10-04).
Eligibility	Not published Product page, including its Pricing Details (checked 2026-10-05).	Not published Important Credit Terms (pricing table) (checked 2026-10-04).
Who it suits	People who want one flat 2% rate on everything with no annual fee, and possibly a balance to move at 0% for 18 months.	Anyone who wants one card that earns the same 2% on everything, with no annual fee.
Source document	Product page, including its Pricing Details	Important Credit Terms (pricing table)
Checked against the issuer’s terms on	Oct 5, 2026	Oct 4, 2026

Citi Double Cash® Card — the catch: A 3% fee on foreign purchases, and the intro 0% applies only to balance transfers, which cost 3% (at least $5) in the first 4 months and 5% after. Not for: Anyone who spends abroad, because of the 3% foreign purchase fee, or who carries a balance on new purchases: the 0% intro rate covers balance transfers only. Product page, including its Pricing Details (checked 2026-10-05).
Wells Fargo Active Cash® Card — the catch: A 3% foreign transaction fee, and balance transfers cost 3% in the first 120 days, then up to 5%. Not for: Anyone who regularly spends in foreign currencies: the 3% foreign transaction fee is larger than the 2% earned. Product page (checked 2026-10-04).

Compare other cards with no annual fee. Enter your own spending in the calculator above before choosing, and read the issuer’s dated terms in the card facts. These sections do not predict approval.

Amex Blue Cash Preferred vs. Blue Cash Everyday

Compare the extra rewards with the ongoing annual fee across the same spending profiles. A higher grocery rate can lose its advantage when the bonus cap is reached or more spending falls into other categories. These are illustrative US spending profiles; all results use the same calculation as the tool above.

Is Blue Cash Preferred worth its annual fee?

The table below shows which card, if either, is ahead after the ongoing annual fee for each profile. Welcome offers, first-year fee discounts, interest, foreign transaction fees, statement credits, portal rewards and other perks are excluded from these ongoing values.

Amex Blue Cash Preferred vs. Blue Cash Everyday: ongoing annual value after fees under identical spending
Illustrative profile	Blue Cash Preferred® Card from American Express	Blue Cash Everyday® Card from American Express	Higher ongoing value
everyday household spending ($1,400/month) Spending assumptions groceries: $350/month dining: $150/month gas: $120/month streaming: $20/month online: $100/month drugstores: $30/month other: $630/month	$323.80	$304.80	Blue Cash Preferred® Card from American Express
grocery-heavy household spending ($1,730/month) Spending assumptions groceries: $800/month dining: $150/month gas: $150/month streaming: $30/month online: $100/month other: $500/month	$466.60	$387.60	Blue Cash Preferred® Card from American Express
commuting household spending ($1,470/month) Spending assumptions gas: $400/month groceries: $400/month dining: $150/month streaming: $20/month other: $500/month	$429.40	$368.40	Blue Cash Preferred® Card from American Express

Compare the full card facts, eligibility and sources

Amex Blue Cash Preferred vs. Blue Cash Everyday: the same attributes in the same order
Attribute	Blue Cash Preferred® Card from American Express	Blue Cash Everyday® Card from American Express
Issuer	American Express	American Express
Market	United States	United States
Card network	American Express Product page (checked 2026-10-04).	American Express Product page (checked 2026-10-04).
Annual fee	$0 the first year, then $95 Product page (checked 2026-10-04).	$0 Product page (checked 2026-10-04).
Intro offer and its length	Not published	Not published
Rewards rate	6% (up to $6,000 a year) on groceries; 6% on streaming; 3% on transit, gas; 1% on everything else Product page (checked 2026-10-04).	3% (up to $6,000 a year each) on groceries, online shopping, gas; 1% on everything else Product page (checked 2026-10-04).
Standard rate (APR)	Not published	Not published
Balance transfer fee	Not published	Not published
Foreign transaction fee	2.7% Product page (checked 2026-10-04).	2.7% Product page (checked 2026-10-04).
Cash advance fee and APR	Not published	Not published
Eligibility	Not published	Not published
Who it suits	Households that spend heavily at U.S. supermarkets and will earn back the $95 annual fee from the second year.	Households whose spending is mostly groceries, gas and online shopping in the US, and who want no annual fee.
Source document	Product page	Product page
Checked against the issuer’s terms on	Oct 4, 2026–Oct 14, 2026	Oct 4, 2026–Oct 14, 2026

Blue Cash Preferred® Card from American Express — the catch: From the second year it costs $95, and the 6% grocery rate drops to 1% after $6,000 a year. Not for: Anyone who spends little at U.S. supermarkets, because the $95 fee from year two can outweigh the extra cash back, and anyone who spends abroad (2.7% foreign transaction fee). Product page (checked 2026-10-04).
Blue Cash Everyday® Card from American Express — the catch: Each 3% category drops to 1% after $6,000 a year, and there is a 2.7% foreign transaction fee. Not for: Anyone who spends abroad (2.7% foreign transaction fee) or spends over $6,000 a year in one of the 3% categories. Product page (checked 2026-10-04).

Compare grocery cards and fee break-even spending. Enter your own spending in the calculator above before choosing, and read the issuer’s dated terms in the card facts. These sections do not predict approval.

Approved for publication by Matt Woodley on October 4, 2026. Content updated October 27, 2026. Figures are checked automatically against a saved copy of each issuer’s terms. How we check every figure