| Date | Page | What was wrong | What it says now |
|---|---|---|---|
| October 7, 2026 | PNC Cash Rewards Visa: Calculator, compare tool and lists | Counted 4% on gas only, and 1% on dining and groceries. On $100 a month each on gas, dining and groceries it showed $72 a year. | 4% on gas, 3% on dining and 2% on groceries, sharing one $8,000 yearly limit, then 1%. The same spending now shows $108 a year. |
| October 7, 2026 | Discover it Chrome and Discover it Student Chrome: Calculator, compare tool and lists | Gave gas and restaurants a separate $1,000 quarterly limit each at 2%. | One $1,000 quarterly limit shared by gas and restaurants combined, as Discover’s terms say. |
| October 7, 2026 | Credit One Bank Platinum X5: Calculator, compare tool and lists | Counted 5% on groceries only, and gas at 1%. | 5% on gas and groceries, sharing the $5,000 yearly limit, then 1%. |
| October 7, 2026 | Truist Enjoy Cash Secured: Calculator, compare tool and lists | Counted 3% on gas only, with groceries and streaming at 1%. | 3% on gas and 2% on groceries and streaming, sharing one $1,000 monthly limit. |
| October 7, 2026 | Chase Sapphire Preferred: Calculator, compare tool and lists | Said no welcome offer was shown, and counted transit at 1 point a dollar. | Shows the 75,000-point offer valued at Chase’s stated cash rate, and counts transit at 2 points, as in Chase’s travel definition. |
| October 7, 2026 | Bank of America Premium Rewards: Calculator, compare tool and lists | Counted transit at 1.5 points a dollar. | 2 points, as in Bank of America’s travel definition. |
| October 7, 2026 | Wells Fargo Autograph Journey: Calculator, compare tool and lists | Valued its points at 1 cent from a travel redemption value. | Not valued: neither of the card’s pages states a cash value, so it isn’t ranked by dollars. |
| October 7, 2026 | Chase Freedom Flex: card notes | Named 5% categories for October to December 2026 that Chase’s page doesn’t show. | Removed; Chase’s page shows them as “Coming Soon”. |
| October 7, 2026 | Mission Lane Gold Line, and five Credit One cards: Calculator, compare tool and lists | Left out transit (Mission Lane) and streaming (Credit One) from categories the issuers’ terms include. | Counted at the rates in each issuer’s terms. |
| October 7, 2026 | Navy Federal Flagship Premier: Calculator, compare tool and lists | Counted transit at 1 point a dollar. | 4 points, as Navy Federal counts transit as travel. |
| October 7, 2026 | PenFed Gold Visa Card: card details | Said PenFed publishes no purchase APR for this card. | Says PenFed’s terms do give one, but our saved copy of the document doesn’t keep it with its row, so we don’t show it until we can quote it. |
| October 7, 2026 | Calculator on the homepage, compare tool and lists: cards not ranked | Put cards whose points have no cash value we can use under “No rewards described on the pages we checked”, after the 7 October fix that was meant to separate them. | Lists them under “Rewards published, but no cash value we can use”, with their earn rates. |
| October 7, 2026 | Homepage | Said 141 US cards were ranked. That was the number researched; fewer can be ranked by value. | Shows both numbers, counted from the records. |
| October 7, 2026 | Best credit cards for gas (and the other six lists) | Lists were kept by hand, so the gas list left out PNC Cash Rewards without saying why. | Every researched card is checked against each list’s stated criteria. Cards that come close but aren’t ranked are listed on the page with the reason. |
| October 28, 2026 | Credit card statistics: who has credit cards | Dated the CFPB’s counts of consumers with a credit card (208 million), a general purpose card (195 million) and a private label card (105 million) to 2024. | Year-end 2023, as the CFPB’s report states. |
| October 28, 2026 | Credit card statistics: average credit card interest rate | Said the Federal Reserve divides finance charges by average daily balances, and that its all-accounts rate averages stated APRs. | Finance charges billed divided by the balances of accounts charged interest, times 12, weighted by those balances; the all-accounts rate is the average purchase APR weighted by the number of accounts, as the Fed’s G.19 notes say. |
| October 28, 2026 | Credit card statistics: why debt totals disagree | Said neither the Federal Reserve’s nor the New York Fed’s total “is debt that costs interest”. | Neither is only debt that costs interest: both also include balances paid in full each month. |
| October 28, 2026 | Credit card statistics: choose the right statistic | Called our figure a “median advertised APR”. | The median top of the published purchase APR range, which is what we calculate. |
What counts as a correction
Any change to a figure, a fact or a recommendation that was wrong when we published it. Routine updates, such as an issuer changing its fee, are not corrections: they show as a new “checked on” date on the card.
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