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Terms of use

By using BestCreditCards you agree to these terms. They are short, and written to be read.

Approved for publication by Matt Woodley on October 6, 2026. Figures are checked automatically against a saved copy of each issuer’s terms. How we check every figure

What this site is

BestCreditCards compares credit cards using each issuer’s own published terms. We rank cards by what they would be worth to you, from spending you enter or an example we label as one. It is general information, not financial advice: we don’t know your circumstances, and we can’t tell you whether you will be approved.

Our figures

Every figure shows the date we checked it against the issuer’s terms. Issuers change their terms, sometimes without notice, so always read the issuer’s own terms before you apply. If we get something wrong, we correct it and record it in our corrections log. How we compare cards explains what our calculations include and leave out.

Other sites

Links to card issuers take you to their sites, where their terms apply. We are not responsible for their content, decisions or products.

Our content

Our text, calculations and design are ours. You may read, share and link to our pages. Please don’t copy substantial parts without permission. Card images belong to the issuers that publish them.

What we can’t promise

We work to keep the site accurate and available, but can’t guarantee it is always either. We are not liable for decisions you make using it, except where the law doesn’t allow us to exclude liability.

Changes and questions

If we change these terms, the date on this page changes with them. Questions to team@bestcredit.cards.