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Site map

Every page on BestCreditCards, with the date each one last changed. Machines can read the same list in our XML sitemap.

Drafted October 6, 2026. Not yet approved for publication by Matt Woodley. Figures are checked automatically against a saved copy of each issuer’s terms. How we check every figure

Best credit cards

  • Home The best US credit cards for cash back, travel, no annual fee, first cards and more, ranked by what each is worth to you after fees. Updated Oct 27, 2026.
  • Melhores cartões de crédito Os melhores cartões de crédito do Brasil, ordenados pelo que cada um vale para você depois da anuidade, com as taxas de cada emissor e o porém de cada cartão. Updated Oct 27, 2026.
  • Best credit cards in New Zealand The best credit cards in New Zealand for your spending, ranked by what each is worth after the annual fee, with each bank’s rates, fees and catch. Updated Oct 27, 2026.
  • Best credit cards in Canada The best credit cards in Canada for your spending, ranked by what each is worth after the annual fee, with each issuer’s rates, fees and catch. Updated Oct 27, 2026.

Data and research

  • Credit card statistics US credit card statistics for 2026 from the Federal Reserve, New York Fed and CFPB: total debt, average debt per person by state, APRs, late payments and fraud. Updated Oct 28, 2026.
  • Credit card interest margin How far the average credit card APR sits above the prime and Fed funds rates, from Federal Reserve data back to 1994, updated with each release. Updated Oct 14, 2026.
  • What the wider credit card margin costs in each state Credit card debt per person in every US state, the share 90+ days late, and the extra interest the wider card margin adds a year, from Federal Reserve data. Updated Oct 15, 2026.
  • Do sampled US cards offer a standard purchase APR at 10% or less? No sampled card has a standard purchase APR at or below 10%. Compare issuer rates and dated state-level scenarios, with sources and limitations. Updated Oct 22, 2026.
  • Press and data Our credit card data studies for journalists: headline figures, state-by-state images, CSV downloads, suggested citations and how to reach us. Updated Oct 28, 2026.

Guides

  • Credit card security Where the security code is, what US law caps your loss at on credit and debit cards, which issuers offer card lock and alerts, and where card fraud happens. Updated Oct 23, 2026.
  • Residual interest after credit card payoff Why interest can appear after paying off a credit card. Follow the billing timeline, estimate a simple example and ask your issuer for the actual payoff. Updated Oct 23, 2026.

Find and compare cards

  • Compare credit cards by rewards and rates Put up to four United States credit cards side by side: rewards, rates and fees from each issuer’s own terms, plus head-to-head verdicts. Updated Oct 27, 2026.
  • Cardnivo credit card finder Meet Cardnivo by BestCreditCards. Match US credit cards to your credit, goals and spending, with clear reasons and catches. No credit check. Updated Oct 22, 2026.
  • Balance transfer calculator Enter your balance, APR and monthly payment. See what moving it costs on every US card with a balance transfer offer, fees and interest included. Updated Oct 29, 2026.

How we work

  • How we compare cards How BestCreditCards works out what each card is worth to you, where every figure comes from, and what we leave out. Updated Oct 7, 2026.
  • How we get paid Who pays BestCreditCards, and why it never changes which card comes first. Updated Oct 4, 2026.
  • Editorial policy How BestCreditCards checks figures, keeps evidence, approves cards and corrects mistakes. Updated Oct 27, 2026.
  • Corrections log Every correction BestCreditCards makes to a published figure or claim, with the date and what changed. Updated Oct 7, 2026.
  • Change log Every week we re-read each issuer page behind our card figures. Here is what changed, what still matches, and what we couldn’t reach. Updated Oct 10, 2026.

About us

  • About BestCreditCards Who runs BestCreditCards, how we compare credit cards, how we are funded and how to reach us. Updated Oct 7, 2026.
  • Brand guidelines The BestCreditCards logo files, colours, typefaces and voice, with the rules for using our name and logo. Updated Oct 16, 2026.
  • Contact us How to reach BestCreditCards about a figure that looks wrong, privacy, accessibility or anything else. Updated Oct 6, 2026.
  • Matt Woodley Matt Woodley: background, qualifications, and the BestCreditCards pages Matt Woodley is responsible for and their review status. Updated Oct 27, 2026.
  • Privacy and cookies What BestCreditCards collects (very little), the cookies we set (none), and your rights over your data. Updated Oct 7, 2026.
  • Terms of use The terms for using BestCreditCards: what our comparisons are, what they are not, and the limits of what we can promise. Updated Oct 6, 2026.
  • Accessibility statement The accessibility standard BestCreditCards works to, what we have done to meet it, what we know is missing and how to tell us. Updated Oct 6, 2026.
  • Site map Every page on BestCreditCards in one place: our best credit card lists, Cardnivo credit card finder, the comparison tool, and how we work. Updated Oct 6, 2026.

For search engines: sitemap.xml.